Who’s offering a head-turning rate?
5.24%p.a
Owner Occupied P&I. LVR up to 60%*
5.27%p.a
Comparison Rate1
Bank First can help you with
No wallet, no problem
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Supporting you through each life stage
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Saver your home deposit faster
First Home Bonus Saver
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3.85%p.a
Bonus interest rate2
0.05%p.a
Base interest rate
- Get $600 cash back
- No minimum first deposit
- Earn bonus interest
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Kickstart your savings online
Online Saver
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3.05%p.a
Interest rate ($2,000 and over)
0.05%p.a
Interest rate ($0 - $1,999)
- Flexibility with unlimited withdrawals with no penalty
- Earn bonus interest on balances of $2,000 or more
- No monthly account keeping fees
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Our lowest variable rate
Basic Home Loan
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5.24%p.a
Owner Occupied P&I. LVR up to 60%*
5.27%p.a
Comparison Rate1
- Our simplest home loan with no offset
- Make extra repayments and redraw without a fee⁵
- No ongoing or monthly fees
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A helping hand
Personal Loan
From a holiday to a renovation, sometimes you need a unique solution. Our Personal Loan can help you achieve your dream.
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9.64%p.a
Variable interest rate
11.00%p.a
Comparison Rate3
- Flexible repayment options
- No ongoing fees
- Secure a personal loan for up to 7 years
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Peace of mind
Home and Contents Insurance
Feel at peace knowing your home and contents are safe with CGU Home and Contents Insurance.⁴
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- Choice of 3 cover options
- Flexible payment options
- Lodge claims 24/7
- We've partnered with CGU, one of Australia's most trusted insurers
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Our lowest variable rate
Basic Home Loan
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5.24%p.a
Owner Occupied P&I. LVR up to 60%*
5.27%p.a
Comparison Rate1
- Our simplest home loan with no offset
- Make extra repayments and redraw without a fee⁴
- No ongoing or monthly fees
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Bonuses on savings
Bonus Saver Account
Grow your savings with bonus interest when you make a deposit of at least $1 each month.
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3.80%p.a
Bonus interest rate6
0.05%p.a
Base interest rate
- No minimum first deposit
- Interest calculated daily and applied monthly
- Generous bonus interest
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Kickstart your savings online
Online Saver
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3.05%p.a
Interest rate ($2,000 and over)
0.05%p.a
Interest rate ($0 - $1,999)
- Flexibility with unlimited withdrawals with no penalty
- Earn bonus interest on balances of $2,000 or more
- No monthly account keeping fees
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Grow your money
Term Deposit
Grow your savings and keep your money safe for the future with a Term Deposit. Choose from a different range of terms to suit your needs.
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- Fixed return on your investments
- Deposit protection
- No monthly account or application fees
- Flexible terms
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Everyday account for pensioners
Pension Account
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2.65%p.a
Interest rate (all amounts)
- $0 monthly account fees and ATM withdrawal fees in Australia
- Competitive interest rate
- No minimum balance necessary
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Kickstart your savings online
Online Saver
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3.05%p.a
Interest rate ($2,000 and over)
0.05%p.a
Interest rate ($0 - $1,999)
- Flexibility with unlimited withdrawals with no penalty
- Earn bonus interest on balances of $2,000 or more
- No monthly account keeping fees
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