BSB 704-191
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Transaction Accounts

Take advantage of the many ways to bank with us and make managing your money the simplest part of your day.

No monthly account fee
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Everyday Account

Getting access to your money when you need it should be easy. That’s why Bank First offers the Everyday Account, the account for your day-to-day purchases.
  • $0 monthly account fees and ATM withdrawal fees in Australia
  • Access your money 24/7 using a Visa Debit Card
  • No minimum deposit needed
  • For all Members aged 18 and over
Learn moreApply now
Everyday account for kids and teenagers
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First Access Account

Teaching your children about money is an education that will last a lifetime. The First Access Account is perfect for under 18's.
1.45%p.a
Interest rate (all amounts)
  • No account keeping or transaction fees
  • Optional Visa Debit Card available
  • Easy access to funds
Learn moreApply now
Everyday account for pensioners
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Pension Account

Competitive interest rates for pensioners. Making your money work for you.
2.90%p.a
Interest rate (all amounts)
  • $0 monthly account fees and ATM withdrawal fees in Australia
  • No minimum balance necessary
  • Benefit from interest that is a higher rate than a standard transaction account
Learn moreApply now

Manage our everyday accounts any way you like

We have accounts for day-to-day use, for people of many different situations and stages in life, from childhood through to retirement age.

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No monthly account fees

Make your money go further with no monthly account fees and ATM withdrawal fees in Australia when you bank with us.

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Convenience

Withdraw from your account and make purchases with a Visa Debit Card.

The Visa Debit card gives you the ease of payWave while using your own funds.

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Versatile accounts

We have the everyday accounts to meet all of your banking needs.

Many do not require a minimum deposit, so it is easy to get started.

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Quick and easy access

With easy 24/7 access to your funds, our accounts are accessible via Internet Banking and Mobile Banking app.

You can withdraw funds at any ATM in Australia or by visiting one of our branches.

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Change your daily transaction limits

Learn more about using Internet Banking to change daily transaction limits or transfer money between your accounts or to someone else.

Change limitsTransfer money
Important Information

Interest Rates effective 31 July 2025.

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice. * Some ATM operators will charge you a fee to use their ATMs, however this fee will be disclosed at the ATM.