BSB 704-191
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Other Vehicle Insurance

Insurance for motorcycles, boats and caravans and trailers.

Helping you find the right cover for your vehicle

Enjoy the great outdoors with confidence.

Call 1300 654 166Request a callback

Caravan and Trailer Insurance

Cover for your caravan
trailer

Caravan

Enjoy peace of mind on your journey with coverage for accidents, theft, severe weather, and more.

  • Accidents
  • Fire, storm and flood¹
  • Towing
  • Theft and vandalism
Protection for your trailer
trailer

Trailer

Need your trailer to be ready when you are? CGU cover theft, damage, fire and more.

  • New replacement¹
  • Flood and fire
  • Emergency repairs
  • Theft and damage
  • Towing and storage

Caravan FAQs

  • Caravan Insurance covers items that are permanently kept inside your caravan, like furniture, bedding and appliances. To cover items you take outside your caravan (like jewellery, phones and laptops), check out Home Contents Insurance.

  • CGU will cover your touring caravan during the lay up period if you've told CGU and CGU agrees to the use. You'll also need to pay any extra premium that applies.

Motorcycle and Boat Insurance

Motorcycle
motor-vehicle-third-party-only

Motorcycle Insurance

CGU also covers any licensed rider who rides your motorcycle, even if they’re not listed on your policy.1

  • Collision or crash
  • Accidental damage
  • Theft or attempted theft
  • Vandalism
Boat
speedboat

Boat Insurance

  • Accidental damage
  • Fire, storm and flood
  • Theft or attempted theft
  • Collision or crash

Contacting CGU Claims

If you need to make a claim under your insurance, simply call CGU Claim on 13 24 80 to make a paperless claim. They're available 24 hours a day, 7 days a week.

Call 13 24 80

  • Caravan Disclaimers

    1. CGU may not cover you for some severe weather events during an embargo period (which is usually when CGU knows a severe weather event is about to occur).

    2. CGU covers your legal liability for death or bodily injury to someone else, or loss or damage to someone else's property for an incident we cover.

    3. CGU can cover motors for up to 15 years after they were made.

    Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.

    The information on this website is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from Disclosure Documents.

     

    Trailer Disclaimer

    1. Conditions apply to this additional benefit, including that your trailer must weigh less than 3.5 tonne.

    Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.

    The information on this website is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from Disclosure Documents.

     

    Motorcycle Disclaimer

    1. Cover is subject to standard underwriting guidelines and policy terms. Additional excesses apply for undisclosed drivers, including for drivers under 25.

    Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.

    The information on this website is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from Disclosure Documents.

     

    Boat Disclaimer

    1. CGU may not cover you for some severe weather events during an embargo period (which is usually when we know a severe weather event is about to occur).

    Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.

    The information on this website is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from Disclosure Documents.

Important information

Partner ABN 44 087 651 769 , AFSL/Australian Credit Licence Number 240 960 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 under the CGU brand. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant the Product Disclosure Statement and Target Market Determinations from Disclosure Documents.

To obtain a Product Disclosure Statement, Target Market Determination or Key Fact Sheet for an insurance policy that was issued before 16 June 2025, please contact CGU directly on 1300 943 690.