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BSB 704-191
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Youth Banking

Getting started with money

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Learning the basics

Our financial literacy resources put key money concepts into practice for kids, with simple and interactive lessons.

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Ready for a first bank account?

Find products designed to help kids save for something special, while also learning how their money grows over time.

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Need more support?

We’re here to help. Our consultants are available to answer any questions you have about the right account for your child.

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Banking and savings options for kids

Everyday account for kids
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First Access Account

1.45%p.a
Interest rate (all amounts)
  • No account keeping or transaction fees
  • Optional Visa Debit Card available
  • Easy access to funds
Designed for kids and teenagers
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First Saver

3.65%p.a
Interest rate (all amounts)
  • No account keeping or transaction fees
  • No minimum deposit
  • Access savings at any time

Looking for resources and products for teens or young adults?

Whether they've just landed their first job or a looking to master saving, we’re here to help.

Important Information

Interest Rates effective 16 October 2025.

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice. * Some ATM operators will charge you a fee to use their ATMs, however this fee will be disclosed at the ATM.