Basic Home Loan
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Our lowest variable rate allowing you to save on interest.
Make extra repayments and redraw without a fee#.
No ongoing or monthly fees.
| Interest rate (p.a.)* | Comparison Rate (p.a.)1 |
---|---|---|
LVR up to 60% | 5.49% | 5.52% |
LVR above 60% - 70% | 5.54% | 5.57% |
LVR above 70% - 80% | 5.59% | 5.62% |
LVR above 80% - 90% | 6.09% | 6.12% |
LVR above 90% | 6.54% | 6.57% |
|
|
---|---|
Establishment fee | $0 |
Settlement fee | $400 |
Redraw fee | $0 |
|
|
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Annual fee | $0 |
Monthly fee | $0 |
Calculate the cost of two different loans and determine how much you can save.
Work out how much you can expect to borrow based on your current salary and financial commitments.
Work out what your minimum home loan repayments may be and see how you can pay off your loan faster.
Determine the associated costs of buying a property, such as stamp duty and Government fees, specific to your state or territory.
Whether it's your first purchase, a life-changing move or a long-term investment, we have a range of home loans to suit your needs.
Save time and apply online for a home loan or to refinance.
Our Mobile Bankers can come to you at home, work, or virtually.
Not ready to apply but simply wish to make an enquiry?
Call 1300 654 822. Monday - Friday between 9am and 6pm AEST.
A Home Loan Key Facts Sheet is an easy way to help you understand and compare home loans.
Generate a Home Loan Key Facts Sheet
A Key Facts Sheet provides you with loan information in a standardised format which allows you to compare different home loans.
Target Market Determinations
Interest Rates effective 30 June 2025.
Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
*Interest rates apply to new lending only.
1. Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Comparison rates for variable Interest Only loans are based on an initial 5-year Interest Only period. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Fees and charges apply. Terms and conditions available upon request.
#. Minimum redraw is $500.
The information provided on this website does not take into account your objectives, financial situation or needs. Therefore, you should firstly consider the appropriateness of this information and refer to the Terms and Conditions or the relevant Product Disclosure Statement (PDS) before acquiring a product. These documents are available at our branches or by contacting us on 1300 654 822.