BSB 704-191
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Why Bank First?

Bank First was founded 52 years ago to meet a social need. That focus continues today. We are committed to providing a better banking experience to all the people and occupations that drive a better community.

Switch your banking

From the products and services we offer through to our dedicated Member consultants, we pride ourselves on putting our Members first.

Open an accountCall 1300 654 822

Become a Member by opening an account

No monthly account fee
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Everyday Account

Getting access to your money when you need it should be easy. That’s why Bank First offers the Everyday Account, the account for your day-to-day purchases.
  • No monthly account fees and ATM withdrawal fees in Australia
  • Access your money 24/7 using a Visa Debit Card
  • No minimum deposit needed
  • For all Members aged 18 and over
Learn moreApply now
Everyday account for kids and teenagers
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First Access Account

Teaching your children about money is an education that will last a lifetime. The First Access Account is perfect for under 18's.
1.45%p.a
Interest rate (all amounts)
  • No account keeping or transaction fees
  • Optional Visa Debit Card available
  • Easy access to funds
Learn moreApply now
Everyday account for pensioners
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Pension Account

Competitive interest rates for pensioners. Making your money work for you.
3.40%p.a
Interest rate (all amounts)
  • No minimum balance necessary
  • Access your funds whenever you need them for your everyday spending
  • Benefit from interest that is a higher rate than a standard transaction account
Learn moreApply now

Switch your salary and regular payments

Make your money work for you. Once your salary, direct debits and credits have been successfully transferred to Bank First, you can close your old accounts.

Step 1
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Online Account Application

Become a Bank First Member by opening an Everyday Account.
  • Complete an online application
  • Individual and joint accounts are available
  • Online applications can be completed in as little as five minutes
Apply nowTerms and Conditions
Step 2
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Switch your salary

Make the most of your account by switching your salary.
  • Provide your employer with Bank First's BSB 704-191
  • Provide your employer with your Bank First account number

Alternatively, complete our Crediting Pay or Income Form and we can arrange it for you.

Crediting form
Step 3
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Switch your regular payments

Download and complete the following forms and return to us. We'll take care of the rest.

  • Complete Switch of Regular Payments Arrangement form
  • Complete Notice of Variation of Account Details form
Payments formVariation form

Why join us?

We are committed to making banking easier for our Members. We offer convenient ways to bank with us.

Speak to one of our consultants today. 

Contact us
Terms and Conditions