BSB 704-191
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Student Banking

Make your money count, with products and financial wellbeing support to help you save for the things you really want.

Student accounts
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Take the student saving challenge

Your savings will get you to the things you really want, but how many of us have really looked forward to saying each week?

Our 28-day challenge makes it easy and is designed specifically for students.

Take the challenge

Banking and savings options for students

Easy access for your day-to-day purchases
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Everyday Account

  • $0 monthly account fees
  • No ATM withdrawal fees in Australia
  • Access your money 24/7 using a Visa Debit Card
  • No minimum deposit needed
  • For all Members aged 18 and over
Learn moreApply now
Kickstart your savings online
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Online Saver

3.05%p.a
Interest rate ($2,000 and over)
0.05%p.a
Interest rate ($0 - $1,999)
  • Flexibility with unlimited withdrawals with no penalty
  • Earn bonus interest on balances of $2,000 or more
  • No monthly account keeping fees
Learn moreApply now
Rewarding your savings habits
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Bonus Saver

3.80%p.a
Bonus interest rate2
0.05%p.a
Base interest rate
  • Earn bonus interest
  • No minimum first deposit
  • Interest calculated daily and applied monthly
Learn moreApply now

Resources

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Your guide to student food hacks

We’ve pulled together the best food hacks and discounts just for students.

Learn more
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Saving and spending balance

Want to get on top of your money? Learn to master mindful spending and active saving.

Learn more
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Understanding pay slips

There’s a lot of information on your pay slip. Learn what it all means without the jargon.

Learn more
Visit our Financial Wellbeing Hub
Important Information

Interest Rates effective 16 October 2025.

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice. * Some ATM operators will charge you a fee to use their ATMs, however this fee will be disclosed at the ATM.

1. Bonus interest additional to the base rate is earned when deposits totalling a minimum of $1 and no withdrawals are made in the calendar month.