The details

• Access funds in November

  No access to your Christmas savings until the first business day of November – so you aren’t tempted to draw down on these savings for other purchases.

• Balance transfer

  The entire balance (with interest) will be transferred into your Everyday Account on the first business day of December.

• Deposits made simple

  It's easy to arrange regular deposits or salary crediting, so you don't even have to remember to put money aside.

• Flat interest rate

  Helps you save, no matter the deposits you make.

• Interest

  Interest is calculated daily and applied quarterly.