Visa Classic Credit Card | Bank First

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Visa Classic Credit Card | Bank First

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1300 654 822
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1300 654 822
BSB 704-191

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Visa Classic Credit Card

With a low rate, easy repayment options and no annual fee, you can use your card without worry.

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Banking
Credit Cards
Visa Classic

Low fee, low rate for everyday purchases

Access to funds with ease, knowing you're onto a great deal with our Visa Classic Credit Card.

12.54^%per annum_p.a

$0 annual fee
No ongoing fees

Apply now Call 1300 654 822

The details

Low fee
$0 annual fee and no ongoing fees.
Receive up to
55 days interest free on purchases¹.
Convenient access
Easy access to your money 24/7 worldwide.
Minimum card limit $2,000
Subject to credit criteria.

Rates and Fees

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1300 654 822
BSB 704-191

© Copyright Victoria Teachers Limited
ABN 44 087 651 769
AFSL/Australian Credit Licence Number 240 960

The information provided on this website does not take into account your objectives, financial situation or needs. Therefore, you should firstly consider the appropriateness of this information and refer to the Terms and Conditions or the relevant Product Disclosure Statement (PDS) before acquiring a product. These documents are available at our branches or by contacting us on 1300 654 822.

Visa Classic

	Interest rate (p.a.)
Purchase variable rate	12.54%
Balance transfer variable rate	12.54%
Cash advance variable rate	12.54%

Fees

Ongoing Fees


Annual fee	$0

Man-paying-for-coffee-via-credit-card

Access extra benefits

Take advantage of range of deals on food, travel, entertainment and more with your Bank First Visa Credit Card.

Managing your credit card

Subject to credit criteria. Minimum card limit $2,000.
Accepted everywhere
The Visa Classic Credit Card travels with you, and can be used from almost any location in Australia and over 24 million places worldwide. Use your Visa Classic Credit Card:
Wherever the Visa logo is displayed.
At EFTPOS terminals (by pressing 'credit').
At contactless EFTPOS terminals (payWave) for transactions up to $100.
At ATM terminals where the Visa logo is displayed.
Over the phone to pay bills or to make purchases.
Via the internet to make purchases.
Using BPAY or BPAY View to pay bills online.
To cancel your credit card contract, simply click on the link below to take you through to the online form. Cancel My Card

Alternatively, you can contact us by phone on 1300 654 822 (within Australia) or +61 3 9834 8560 (overseas), via email at info@bankfirst.com.au or by visiting one our Branches.
Would you like to easily reduce interest, save fees and consolidate your debts?
Think about transferring your balance from another credit card by completing the 'Balance Transfer Request' section on the application form.
Read more about key facts about credit cards.
For more information about which card is right for you please read the Key Facts about Credit Cards.

Want to know more?

For more information about which card is right for you please read the Key Facts about Credit Cards.

Terms and Conditions

Visa Credit Card Terms and Conditions
Terms and Conditions Part A - Product Information
Terms and Conditions Part B - Fees and Charges
Part C - Interest Rates
Target Market Determinations

Important Information

Interest Rates effective 16 December 2025.

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.

1. Excludes cash advances and balance transfers.

Reducing your credit card limit has been made simpler with the addition of an online form available on our website. Simply click on the link below to take you through to the online form. Reduce Limit

Alternatively, you can contact us by phone on 1300 654 822 (within Australia) or +61 3 9834 8560 (overseas), via email at info@bankfirst.com.au or by visiting one our Branches.