Used Car Loan
The details
Vehicles must be less than 12 years old
Flexible repayment options
Free redraw (minimum $500)
Loans from $5,000 for up to 7 years
Rates and Fees
Terms and Conditions
Important Information
| Interest rate (p.a.) | Comparison Rate (p.a.) |
|---|---|---|
Promotional | 7.79%2 | 9.13%1 |
Standard | 10.79% | 12.16%1 |
| Promotional Interest rate (p.a.)2 | Promotional Comparison Rate (p.a.)1 | Interest rate (p.a.) | Comparison Rate (p.a.)1 |
|---|---|---|---|---|
1 Year | 7.79% | 10.44% | 10.79% | 12.16% |
2 Years | 7.79% | 9.46% | 10.79% | 12.16% |
3 Years | 7.79% | 9.13% | 10.79% | 12.16% |
4 Years | 7.79% | 9.13% | 10.79% | 12.16% |
5 Years | 7.79% | 9.13% | 10.79% | 12.16% |
|
|
|---|---|
Application fee | $0 |
Establishment fee4 | $195 |
Redraw fee | $0 |
|
|
|---|---|
Annual fee | $0 |
Target Market Determinations
Car Loan Interest Rates effective 31 July 2025.
Interest is calculated daily. Interest rates are per annum, current at the time of publication and are subject to change without notice.
1. Comparison rate calculated on a secured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions available upon request.
2. The 3% discount is off the standard car loan rate. We reserve the right to amend or withdraw these offers at any time.
3. Comparison rate calculated on a secured loan amount of $30,000 for a term of 5 years.
4. Only payable if loan is funded.
The information provided on this website does not take into account your objectives, financial situation or needs. Therefore, you should firstly consider the appropriateness of this information and refer to the Terms and Conditions or the relevant Product Disclosure Statement (PDS) before acquiring a product. These documents are available at our branches or by contacting us on 1300 654 822.