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75.0%
Save another %val% and your variable rates could improve with a lower LVR.
50-60%
60-70%
70-80%
80-90%
> 90%
Save another %val% and your variable rates could improve with a lower LVR.
Our lowest variable rate
Taking-care-of-business-with-a-cuppa-tea

Basic Home Loan

5.24%p.a
Owner Occupied P&I. LVR up to 60%*
5.27%p.a
Comparison Rate1
5.29%p.a
Owner Occupied P&I. LVR above 60% - 70%*
5.32%p.a
Comparison Rate1
5.34%p.a
Owner Occupied P&I. LVR above 70% - 80%*
5.37%p.a
Comparison Rate1
5.84%p.a
Owner Occupied P&I. LVR above 80% - 90%*
5.87%p.a
Comparison Rate1
6.29%p.a
Owner Occupied P&I. LVR above 90%*
6.32%p.a
Comparison Rate1
  • Our simplest home loan with no offset
  • Make extra repayments and redraw without a fee⁴
  • No ongoing or monthly fees
Learn moreApply now
A variable loan with offset
young-female-trendy-edgy-purplehair-hero

Complete Home Loan

5.34%p.a
Owner Occupied P&I. LVR up to 60%*
5.37%p.a
Comparison Rate1
5.39%p.a
Owner Occupied P&I. LVR above 60% - 70%*
5.42%p.a
Comparison Rate1
5.44%p.a
Owner Occupied P&I. LVR above 70% - 80%*
5.47%p.a
Comparison Rate1
5.94%p.a
Owner Occupied P&I. LVR above 80% - 90%*
5.97%p.a
Comparison Rate1
6.39%p.a
Owner Occupied P&I. LVR above 90%*
6.42%p.a
Comparison Rate1
  • 100% variable offset²
  • Competitive variable rate
  • No ongoing or monthly fees
Learn moreApply now
A variable loan with multiple offsets
young-male-inside-home-hero

Premier Package Home Loan

5.34%p.a
Owner Occupied P&I. LVR up to 60%*
5.73%p.a
Comparison Rate1
5.39%p.a
Owner Occupied P&I. LVR above 60% - 70%*
5.78%p.a
Comparison Rate1
5.44%p.a
Owner Occupied P&I. LVR above 70% - 80%*
5.83%p.a
Comparison Rate1
6.28%p.a
Owner Occupied P&I. LVR above 80% - 90%*
6.65%p.a
Comparison Rate1
6.78%p.a
Owner Occupied P&I. LVR above 90%*
7.14%p.a
Comparison Rate1
  • Up to 8 offset accounts²
  • Split your home loan into a variable and fixed option
  • Enjoy discounts on other products
Learn moreApply now
Certainty of a fixed rate
Portrait-young-man-at-home-hero

Premier Package Home Loan

5.74%p.a
Owner Occupied P&I. LVR up to 80%. 1 year fixed*
5.86%p.a
Comparison Rate1
5.49%p.a
Owner Occupied P&I. LVR up to 80%. 2 years fixed*
5.84%p.a
Comparison Rate1
5.59%p.a
Owner Occupied P&I. LVR up to 80%. 3 years fixed*
5.87%p.a
Comparison Rate1
5.99%p.a
Owner Occupied P&I. LVR up to 80%. 4 years fixed*
6.02%p.a
Comparison Rate1
5.99%p.a
Owner Occupied P&I. LVR up to 80%. 5 years fixed*
6.06%p.a
Comparison Rate1
6.19%p.a
Owner Occupied P&I. LVR above 80% - 90%. 1 year fixed*
6.64%p.a
Comparison Rate1
6.19%p.a
Owner Occupied P&I. LVR above 80% - 90%. 2 years fixed*
6.63%p.a
Comparison Rate1
6.29%p.a
Owner Occupied P&I. LVR above 80% - 90%. 3 years fixed*
6.65%p.a
Comparison Rate1
6.65%p.a
Owner Occupied P&I. LVR above 80% - 90%. 4 years fixed*
6.79%p.a
Comparison Rate1
6.65%p.a
Owner Occupied P&I. LVR above 80% - 90%. 5 years fixed*
6.81%p.a
Comparison Rate1
6.19%p.a
Owner Occupied P&I. LVR above 90%. 1 year fixed*
7.08%p.a
Comparison Rate1
6.19%p.a
Owner Occupied P&I. LVR above 90%. 2 years fixed*
7.03%p.a
Comparison Rate1
6.29%p.a
Owner Occupied P&I. LVR above 90%. 3 years fixed*
7.00%p.a
Comparison Rate1
6.65%p.a
Owner Occupied P&I. LVR above 90%. 4 years fixed*
7.10%p.a
Comparison Rate1
6.65%p.a
Owner Occupied P&I. LVR above 90%. 5 years fixed*
7.09%p.a
Comparison Rate1
  • Make extra repayments and redraw without a fee⁴
  • $390 annual fee applies
Learn moreApply now
Our lowest variable rate
male-indoors-home-kitchen

Basic Home Loan

5.44%p.a
Investment P&I. LVR up to 60%*
5.47%p.a
Comparison Rate1
5.49%p.a
Investment P&I. LVR above 60% - 70%*
5.52%p.a
Comparison Rate1
5.54%p.a
Investment P&I. LVR above 70% - 80%*
5.57%p.a
Comparison Rate1
6.14%p.a
Investment P&I. LVR above 80% - 90%*
6.17%p.a
Comparison Rate1
6.79%p.a
Investment P&I. LVR above 90%*
6.82%p.a
Comparison Rate1
  • Our simplest home loan with no offset
  • Make extra repayments and redraw without a fee⁴
  • No ongoing or monthly fees
Learn moreApply now
A variable loan with offset
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Complete Home Loan

5.54%p.a
Investment P&I. LVR up to 60%*
5.57%p.a
Comparison Rate1
5.59%p.a
Investment P&I. LVR above 60% - 70%*
5.62%p.a
Comparison Rate1
5.64%p.a
Investment P&I. LVR above 70% - 80%*
5.67%p.a
Comparison Rate1
6.24%p.a
Investment P&I. LVR above 80% - 90%*
6.27%p.a
Comparison Rate1
6.89%p.a
Investment P&I. LVR above 90%*
6.92%p.a
Comparison Rate1
  • 100% variable offset²
  • Competitive variable rate
  • No ongoing or monthly fees
Learn moreApply now
A variable loan with multiple offsets
middleage-male-home-hero

Premier Package Home Loan

5.54%p.a
Investment P&I. LVR up to 60%*
5.92%p.a
Comparison Rate1
5.59%p.a
Investment P&I. LVR above 60% - 70%*
5.97%p.a
Comparison Rate1
5.64%p.a
Investment P&I. LVR above 70% - 80%*
6.02%p.a
Comparison Rate1
6.68%p.a
Investment P&I. LVR above 80% - 90%*
7.05%p.a
Comparison Rate1
7.28%p.a
Investment P&I. LVR above 90%*
7.64%p.a
Comparison Rate1
  • Up to 8 offset accounts²
  • Split your home loan into a variable and fixed option
  • $390 annual fee applies
Learn moreApply now
Certainty of a fixed rate
Portrait-young-man-at-home-hero

Premier Package Home Loan

5.94%p.a
Investment P&I. LVR up to 80%. 1 year fixed*
6.05%p.a
Comparison Rate1
5.84%p.a
Investment P&I. LVR up to 80%. 2 years fixed*
6.06%p.a
Comparison Rate1
5.84%p.a
Investment P&I. LVR up to 80%. 3 years fixed*
6.08%p.a
Comparison Rate1
6.29%p.a
Investment P&I. LVR up to 80%. 4 years fixed*
6.26%p.a
Comparison Rate1
6.29%p.a
Investment P&I. LVR up to 80%. 5 years fixed*
6.30%p.a
Comparison Rate1
6.49%p.a
Investment P&I. LVR above 80% - 90%. 1 year fixed*
7.03%p.a
Comparison Rate1
6.54%p.a
Investment P&I. LVR above 80% - 90%. 2 years fixed*
7.02%p.a
Comparison Rate1
6.64%p.a
Investment P&I. LVR above 80% - 90%. 3 years fixed*
7.03%p.a
Comparison Rate1
7.05%p.a
Investment P&I. LVR above 80% - 90%. 4 years fixed*
7.18%p.a
Comparison Rate1
7.05%p.a
Investment P&I. LVR above 80% - 90%. 5 years fixed*
7.21%p.a
Comparison Rate1
6.49%p.a
Investment P&I. LVR above 90%. 1 year fixed*
7.55%p.a
Comparison Rate1
6.54%p.a
Investment P&I. LVR above 90%. 2 years fixed*
7.49%p.a
Comparison Rate1
6.64%p.a
Investment P&I. LVR above 90%. 3 years fixed*
7.45%p.a
Comparison Rate1
7.05%p.a
Investment P&I. LVR above 90%. 4 years fixed*
7.55%p.a
Comparison Rate1
7.05%p.a
Investment P&I. LVR above 90%. 5 years fixed*
7.53%p.a
Comparison Rate1
  • Make extra repayments and redraw without a fee⁴
  • $390 annual fee applies
Learn moreApply now
Our lowest variable rate
male-indoors-home-kitchen

Basic Home Loan

5.69%p.a
Investment interest only. LVR up to 60%*
5.58%p.a
Comparison Rate1
5.74%p.a
Investment interest only. LVR above 60% - 70%*
5.63%p.a
Comparison Rate1
5.79%p.a
Investment interest only. LVR above 70% - 80%*
5.68%p.a
Comparison Rate1
6.39%p.a
Investment interest only. LVR above 80% - 90%*
6.28%p.a
Comparison Rate1
7.04%p.a
Investment interest only. LVR above 90%*
6.94%p.a
Comparison Rate1
  • Our simplest home loan with no offset
  • Make extra repayments and redraw without a fee⁴
  • No ongoing or monthly fees
Learn moreApply now
A variable loan with offset
portrait-of-woman-hero

Complete Home Loan

5.79%p.a
Investment interest only. LVR up to 60%*
5.68%p.a
Comparison Rate1
5.84%p.a
Investment interest only. LVR above 60% - 70%*
5.73%p.a
Comparison Rate1
5.89%p.a
Investment interest only. LVR above 70% - 80%*
5.78%p.a
Comparison Rate1
6.49%p.a
Investment interest only. LVR above 80% - 90%*
6.38%p.a
Comparison Rate1
7.14%p.a
Investment interest only. LVR above 90%*
7.04%p.a
Comparison Rate1
  • 100% variable offset²
  • Competitive variable rate
  • No ongoing or monthly fees
Learn moreApply now
A variable loan with multiple offsets
middleage-male-home-hero

Premier Package Home Loan

5.79%p.a
Investment interest only. LVR up to 60%*
6.03%p.a
Comparison Rate1
5.84%p.a
Investment interest only. LVR above 60% - 70%*
6.05%p.a
Comparison Rate1
5.89%p.a
Investment interest only. LVR above 70% - 80%*
6.13%p.a
Comparison Rate1
6.93%p.a
Investment interest only. LVR above 80% - 90%*
7.16%p.a
Comparison Rate1
7.53%p.a
Investment interest only. LVR above 90%*
7.75%p.a
Comparison Rate1
  • Up to 8 offset accounts²
  • Split your home loan into a variable and fixed option
  • $390 annual fee applies
Learn moreApply now
Certainty of a fixed rate
Portrait-young-man-at-home-hero

Premier Package Home Loan

6.09%p.a
Investment interest only. LVR up to 80%. 1 year fixed*
6.07%p.a
Comparison Rate1
5.99%p.a
Investment interest only. LVR up to 80%. 2 years fixed*
6.09%p.a
Comparison Rate1
5.99%p.a
Investment interest only. LVR up to 80%. 3 years fixed*
6.12%p.a
Comparison Rate1
6.44%p.a
Investment interest only. LVR up to 80%. 4 years fixed*
6.31%p.a
Comparison Rate1
6.44%p.a
Investment interest only. LVR up to 80%. 5 years fixed*
6.37%p.a
Comparison Rate1
6.64%p.a
Investment interest only. LVR above 80%. 1 year fixed*
7.04%p.a
Comparison Rate1
6.69%p.a
Investment interest only. LVR above 80%. 2 years fixed*
7.05%p.a
Comparison Rate1
6.79%p.a
Investment interest only. LVR above 80%. 3 years fixed*
7.08%p.a
Comparison Rate1
7.20%p.a
Investment interest only. LVR above 80%. 4 years fixed*
7.24%p.a
Comparison Rate1
7.20%p.a
Investment interest only. LVR above 80%. 5 years fixed*
7.28%p.a
Comparison Rate1
  • Make extra repayments and redraw without a fee⁴
  • $390 annual fee applies
Learn moreApply now

Home loan calculators

Explore our range of calculators, designed to help you estimate loan repayments, compare home loan products and manage your money effectively.

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Loan repayments calculator

See what your repayments could be and how to pay off your loan faster.

Calculate loan repayments.

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Borrowing power calculator

Work out how much you can expect to borrow based on your current salary and financial commitments.

Calculate borrowing power.

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Loan comparison calculator

Compare two loans side by side and see which one could save you more.

Compare loans.

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Stamp duty calculator

Determine the associated costs of buying a property, such as stamp duty and Government fees, specific to your state or territory.

Estimate stamp duty.

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